MetLife is Assurant’s Dental Plan provider with an expanded network of dentists. You can choose to stay within the network or go outside the network each time you seek dental care.
Here’s how Assurant’s coverage breaks down when you see an in-network dentist like Dr. Allen in North Parker:
The annual deductible for an individual is $50, and for a family the deductible is $100. Like the majority of dental insurance plans, Assurant’s have maximums. Preventive, diagnostic, basic and major services have a $1,500 maximum per person per year. Orthodontic services and treatment for temporomandibular joint disease both have $1,000 lifetime maximums per person.
Preventive dentistry will help you avoid dental health problems like cavities, periodontal disease or damage from cracked teeth or loose fillings and crowns. Get the most out of the Assurant benefits you pay for and have regular dental checkups! Our office will be glad to work with you in order to schedule visits that straddle two calendar years, so you never have to spend too much out-of-pocket.
Nicole is our office manager and she will be glad to help you understand your benefits from Assurant. She has been working in the dental field for more than 20 years, so she knows dental insurance like the back of her hand! Feel free to give her a call if you have a question.
In addition, Nicole is the member of our team that will file your claims with Assurant. This way, you can rest assured that you will be receiving the maximum allowable benefit for any covered service that you have in our office.