Cigna dental insurance is a popular option for patients of Dr. Rodney L. Allen -- and that’s why we are happy to be in-network with this plan! Visiting a Cigna dentist in Parker will help to make sure you can benefit from the discounts you are eligible for right off the bat, without having to pay out of pocket and wait for reimbursements to come weeks or even months later. Keep reading to learn how your Cigna dental insurance works at our dental practice!
Like most dental insurance plans, Cigna is a fee-for-service insurance plan. You or your employer pay for your dental care monthly in the form of a premium. In exchange for this amount, which usually hovers around $50 for an individual and $150 for a family, you can receive steep discounts on the care you and your loved ones need to stay in excellent oral health.
An in-network dentist in Parker has come to an agreement to provide certain services to you at a predetermined fixed price. When you visit us for a treatment that is fully covered, you won’t have to pay anything at all at the time of your appointment. For anything else, simply give us the small amount that you owe when you receive the service -- and then go on your way! We will file all the paperwork and make sure we get the full payment from Cigna.
You may still be eligible for the same discounts when you see an out-of-network dentist, but you will have to pay the full amount out of pocket and wait for a reimbursement to come later on.
Your Cigna insurance plan renews annually, and unused benefits do not rollover from year to year. We can help you be strategic to ensure that you get the most out of your investment in dental insurance. Our team of experts will begin by performing a verification of benefits, when we call Cigna directly and find out important details of your coverage, like what you are eligible for and how much you have left until you reach your deductible/annual maximum.
We will offer advice on how to maximize your benefits. Some of our tips may include:
If you are covered by Cigna dental insurance, visiting your Cigna dentist in Parker North will help you make the most out of your investment in your oral health. We invite you to request an appointment with Dr. Allen today!